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Delay ‘Divorce Day’ and save thousands on law fees: It’s the most popular day of year to contact a lawyer and inquire about divorce… but beware the costs

  • If couples can wait after this Monday to divorce, they could save thousands 
  • The stress of Christmas can push some relationships to breaking point 










Tomorrow has the ominous distinction of being the most popular day of the year to contact a lawyer and inquire about divorce. 

But if feuding couples can grit their teeth for a little while longer after ‘Divorce Day’, it could save them thousands of pounds in fees.

The stress of Christmas, followed by money concerns and thoughts about the future, can create a volatile cocktail – sometimes pushing relationships to breaking point. 

From April 6, the biggest shake-up in divorce laws for 50 years comes into effect

From April 6, the biggest shake-up in divorce laws for 50 years comes into effect

Some 100,000 couples get divorced each year. And from April 6, the biggest shake-up in divorce laws for 50 years comes into effect, allowing married and civil partnership couples to obtain a divorce without having to blame anyone.

It will cut lengthy and expensive legal wrangling over who is to blame for a relationship falling apart – and negate the need to cite factors such as adultery, unreason able behaviour or being separated for more than two years. 

Where currently only one spouse can apply for a divorce, from April both parties will be able to make a joint application for an amicable split that will cost much less. 

With legal bills of up to £400 an hour for those wanting a divorce, the change could save couples thousands of pounds, allowing a divorce to be agreed for as little as £300. 

The change will also sweep away Latin jargon. For example, the first stage of divorce is today referred to as ‘decree nisi’ but will soon be known as ‘conditional order’. 

Prabhleen Kundhi, a divorce and finance solicitor for IBB Law, says: ‘The abandonment of fault-blamed divorce is welcome. It should negate the need for difficult conversations in often emotional situations. 

‘Instead, couples will be able to focus more on issues such as children and the arrangement of their future finances. It will remove an often costly part of separation.’

Two out of ten marriages in England and Wales currently end in divorce. The divorce rate rose by almost a fifth in 2019 and lockdown might have increased it further. 

For details on the cheapest way to divorce in England and Wales, visit Government website gov.uk/ divorce. 

The system is different in Scotland, where couples can already agree to a simple ‘do it yourself’ divorce. Forms are available from Scottish Courts and Tribunals Service at scotcourts.gov.uk. 

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Why you need to try the ‘envelope’ method: The VERY simple saving trick that ensures you always have enough money for vacations and activities

  • A mum has revealed her simple money-saving trick using envelopes 
  • Tracy labelled enveloped with different family activities and the cost needed 
  • During the year she places change into the envelopes and seals once reached
  • It follows after parents were saving thousands doing the 100 envelope challenge










A mum-of-two has revealed her simple money-saving trick using a handful of envelopes.

To lessen the burden of financial pressure ahead of holiday breaks mum Tracy said she places spare change into paper envelopes labelled with different activities.

Tracy, from the UK, wrote each family day out and the amount needed on each envelope – such as £50 GPB ($93.65 AUD) for ice skating or a day at the beach.

Once she reaches the amount required, the envelope is sealed and stored away.  

Tracy said she’s been using the saving tactic for ‘years’ and shared the tip to a popular family Facebook group. 

To lessen the burden of financial pressure towards the end of the year, mum Tracy said she places spare change into paper envelopes labelled with different activities (pictured)

To lessen the burden of financial pressure towards the end of the year, mum Tracy said she places spare change into paper envelopes labelled with different activities (pictured)

‘I always feel intense pressure to do lots of things over the summer holidays and with a limited budget and lots to pay out for it can be really hard,’ she wrote.

‘A few years ago I started these envelopes. I work out some things we’d like to do, work out the cost and write on these envelopes then put them in the cupboard. 

‘Come summer time I can just grab an envelope and know we can go regardless of what’s in the bank. I’m starting early this year. Hope it helps some other families on a budget too.’ 

The budgeting tip is the perfect for beginners and parents alike to potentially save hundreds of dollars. 

It comes after hundreds tried the 100 envelope challenge last year to help save thousands of dollars – which involves labelling 100 envelopes with sums from $1 to $100.

Earlier this year the finance challenge helped Australian mum Michelle pocket more than $5,000 by the end of year. 

The challenge allows you to randomly choose any two envelopes or more from your pile every week and then place the cash into them. For example, if you pick $12 and $76, you will need to place $12 in the ‘$12’ envelope and $76 in the ‘$76’ envelope.

Filling the envelopes over any length of time will leave her with an extra $5,050 within 12 months – and it’s perfect for those who are looking to save money for holidays, Christmas presents or even paying off credit card debt.

A thrifty mother-of-three has taken on the 100 envelope challenge that will help her pocket more than $5,000 by the end of year

Once she deposits the cash into the selected envelope, Michelle then crosses off the number from her DIY chart

A thrifty mother-of-three has taken on the 100 envelope challenge that will help her pocket more than $5,000 by the end of year. The challenge allows you to randomly choose any two envelopes or more from your pile every week and then place the cash into them

‘I’m a mum of three kids and money can get a bit tight, especially now school is going back,’ Michelle wrote in her now-viral TikTok video.

‘The point of the challenge is to put the money in the envelopes. I will be depositing the cash once we complete the challenge.’ 

The mother said two envelopes are usually drawn at random every week.

‘I don’t do this every day. I change it to suit myself and my circumstances. I do it twice a week. Whatever my situation allows,’ she explained.

Once she deposits the cash into the selected envelope, Michelle then crosses off the number from her DIY chart. 

Filling the envelopes over any length of time will leave her with an extra $5,050 within 12 months

For example, she picked out envelope labelled $46 so she needed to deposit that amount in

Filling the envelopes over any length of time will leave her with an extra $5,050 in 12 months. In one of the videos, the mother picked out envelope labelled $46 (right) so she needed to deposit that amount in

Her video has since been viewed more than 140,000 times, with dozens saying they were keen to try out the money-saving method themselves.

Others suggested transferring the funds into a bank account instead of using envelopes – but many pointed out that saving money was ‘hard for some people’. 

‘I am terrible at saving money so this might be smart for me to do,’ one wrote.

The challenge is based on a formula discovered by 18th century German mathematician, Carl Friedrich Gauss.

Gauss noticed if he split the numbers 1 to 50 and 51 to 100 into two groups, he could add them together vertically to get 101.

For example 1 plus 100 equals 101, as does 2 plus 99, 3 plus 98 and so on until 50 plus 51.

The total of the two groups is therefore 50 multiplied by 101 – 5,050 – which is the amount you can save by completing the envelope challenge.

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